Borderless accounts for families or teams

Monarca Duo accounts let you include up to four international members, so you can send money abroad directly from the app—for only $5.99* monthly per person—instead of using old, expensive methods. You can even give each person a personalized debit card with their name, but you still decide how much they can spend at any time.

It works for international teams, too. Start sending money faster and at lower costs by processing payroll directly to their personalized debit card.

Sign up for our Monarca Duo waitlist today!

Borderless for family & teams

Assign debit cards in the U.S and Latin America

 Order up to four debit cards

Link multiple cards to one account and set spending limits for each family or team member.

NO MINIMUM BALANCE TO OPEN ACCOUNT

Manage your finances without worrying about unnecessary fees

Pay once a month to send and receive funds any time

Save on the fees with monthly user subscriptions

*$5.99 fee covers up to 4 members per month. 

H.WAY IS NOT A BANK. BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE  CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. THE H.WAY PREPAID MASTERCARD IS ISSUED BY METROPOLITAN COMMERCIAL BANK (MEMBER FDIC) PURSUANT TO A LICENSE FROM MASTERCARD. “METROPOLITAN COMMERCIAL BANK” AND “METROPOLITAN” ARE REGISTERED TRADEMARKS OF METROPOLITAN COMMERCIAL BANK ©2014-2023. FROM TIME TO TIME, YOU MAY PROVIDE US WITH YOUR INFORMATION OR THE INFORMATION OF THIRD PARTIES. ADDITIONALLY, WE COLLECT INFORMATION THAT YOU GENERATE WHEN USING OUR SERVICES. THIS INFORMATION MAY BE SHARED WITH THIRD PARTIES FROM TIME TO TIME. FOR MORE INFORMATION, PLEASE READ OUR FULL PRIVACY POLICY HERE. LEAP FINANCIAL INC. IS A TECHNOLOGY SERVICES PROVIDER AND ADMINISTRATOR OF THE CARD PROGRAM. FOR CUSTOMER SERVICE CALL 1-844-684-6844. YOUR FUNDS WILL BE HELD AT OR TRANSFERRED TO METROPOLITAN COMMERCIAL BANK, AN FDIC-INSURED INSTITUTION. WHILE THERE, YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET AND YOUR CARD IS REGISTERED. SEE FDIC.GOV FOR DETAILS. FDIC INSURANCE DOES NOT PROTECT YOUR FUNDS IN THE EVENT OF H.WAY’S FAILURE OR FROM THE RISK OF THEFT OR FRAUD.

Sign up for updates about Monarca Duo

Banking OUR WAY

Monarca Duo accounts let you include up to four international members, so you can send money abroad directly from the app—for only $5.99* monthly per person—instead of using old, expensive methods. You can even give each person a personalized debit card with their name, but you still decide how much they can spend at any time.

It works for international teams, too. Start sending money faster and at lower costs by processing payroll directly to their personalized debit card.

Sign up for our Monarca Duo waitlist today!

Borderless for family & teams

Assign debit cards in the U.S and Latin America

Order up to four debit cards

Link multiple cards to one account and set spending limits for each family or team member.

NO MINIMUM BALANCE TO OPEN ACCOUNT

Manage your finances without worrying about unnecessary fees

Pay once a month to send and receive funds any time

Save on the fees with monthly user subscriptions
*$5.99 fee covers up to 4 members per month.
Sign up for updates about Monarca Duo

H.WAY IS NOT A BANK. BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE  CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. THE H.WAY PREPAID MASTERCARD IS ISSUED BY METROPOLITAN COMMERCIAL BANK (MEMBER FDIC) PURSUANT TO A LICENSE FROM MASTERCARD. “METROPOLITAN COMMERCIAL BANK” AND “METROPOLITAN” ARE REGISTERED TRADEMARKS OF METROPOLITAN COMMERCIAL BANK ©2014-2023. FROM TIME TO TIME, YOU MAY PROVIDE US WITH YOUR INFORMATION OR THE INFORMATION OF THIRD PARTIES. ADDITIONALLY, WE COLLECT INFORMATION THAT YOU GENERATE WHEN USING OUR SERVICES. THIS INFORMATION MAY BE SHARED WITH THIRD PARTIES FROM TIME TO TIME. FOR MORE INFORMATION, PLEASE READ OUR FULL PRIVACY POLICY HERE. LEAP FINANCIAL INC. IS A TECHNOLOGY SERVICES PROVIDER AND ADMINISTRATOR OF THE CARD PROGRAM. FOR CUSTOMER SERVICE CALL 1-844-684-6844. YOUR FUNDS WILL BE HELD AT OR TRANSFERRED TO METROPOLITAN COMMERCIAL BANK, AN FDIC-INSURED INSTITUTION. WHILE THERE, YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET AND YOUR CARD IS REGISTERED. SEE FDIC.GOV FOR DETAILS. FDIC INSURANCE DOES NOT PROTECT YOUR FUNDS IN THE EVENT OF H.WAY’S FAILURE OR FROM THE RISK OF THEFT OR FRAUD.