Banking OUR WAY
Make your money work as hard as you do
MAKING YOUR HARD-EARNED MONEY LAST AND GROW
EARLY PAYDAY
Get your paycheck up to two days in advance to avoid overdrafting and payday loans.
CASH BACK 1
Save with your debit card to automatically receive rebates and h.way rewards powered by Dosh straight to your account fund.
PIGGY BANK
Save up without a second thought when you schedule savings transfers or set up automatic round-up.
INTERNATIONAL MONEY TRANSFERS
Transferred instantly, at fair exchange rates, and included in your subscription.
HANDLE YOUR MONEY WITH EASE AND SPEED
DEPOSITS AND TRANSFERS
Securely fund your account with external bank transfers and withdraw or deposit cash at over 60,000 ATM locations.
SEND AND REQUEST
Move money around between friends and family in the U.S. or abroad with instant transfers within the h.way app.
RELOADS
Pay and send cell phone minutes for use abroad by the ones you look out for the most.
KEEPING YOUR MONEY AND YOUR ACCOUNT ALWAYS SAFE
FRAUD PROTECTION
Worry-free banking fully monitored to block your account from suspicious activity with zero impact to your funds.
INSURED ACCOUNT
Your funds stay safe and secure with an FDIC-insured account federally protected up to $250,000.
ID-THEFT MONITORING
Advanced identity verification to protect your personal information from being used by imposters.
IN-APP CARD FREEZE / UNFREEZE
Be in total control of your account activity to keep you safe from yourself—or strangers, if you lose your card.
MONARCA CARD PLANS
CARD PLANS
CHOOSE THE ONE THAT BEST FITS YOUR NEEDS
MONARCA CARD PLANS
CHOOSE THE ONE THAT BEST FITS YOUR NEEDS
CARD TYPES
CHOOSE THE ONE THAT BEST FITS YOUR NEEDS
Virtual Card
EVERYTHING ON DEMAND
Your virtual card is instantly available
for online and in-store shopping.
Use it anywhere debit cards are accepted online
Fraud protection to keep your money safe
Freeze/Unfreeze your card for more control
Easy setup for mobile wallets
Earn h.way rewards by Dosh on qualified purchases 1
Withdraw cash from contactless ATMs 2
No fees on your international spending 3
physical Card
Bring IT anywhere YOU GO
A fee-less debit card with the flexibility
you need for everyday purchases.
No maintenance fees or minimum balance
Fee-less with first
money load
A hard copy of your card to use online or in-stores
A secure card to set your mind at ease
Earn cashback rewards on qualified purchases 1
International use with
no fees 2
Fee-less cash withdrawals at over 60,000 ATMs 3
VIRTUAL CARD
EVERYTHING ON DEMAND
If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.
Use it anywhere debit cards are accepted online
Fraud protection to keep your money safe
Freeze/Unfreeze your card for more control
Easy setup for mobile
wallets
Earn cash back rewards on qualified purchases 1
Withdraw cash from contactless ATMs 2
No fees on your international spending 3
physical CARD
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FOR US YOU ARE ROYALTY
A card with no fees that can protect you from overdrafts and help you pay when your balance is low.
No maintenance fees or minimum balance
Fee-less with first money
load
A hard copy of your card to use online or in-stores
A secure card to set your mind at ease
Earn cashback rewards on qualified purchases 1
International use with
no fees 2
Fee-less cash withdrawls at over 60,000 ATMs 3
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CLoud Cards
EVERYTHING ON DEMAND
If you don't need another card in your wallet, you can get the same benefits with a virtual card, at no cost.
Setup Apple or Android Pay.
Manage your card from your phone.
Get cashback benefits.
No international fees.
A secure card impossible to clone.
Physical Cards
SMART CARDS
A card with no fees that can protect you from overdrafts and help you pay when your balance is low.
Free with first money load.
2 ATM network withdraw.
No fees international use.
Overdraft protection.
Premium CArds
ALL INCLUSIVE PROGRAM
For $9.99/mont your card gets $1,000 with an instant emergency fund, unlimited remittances, no fee ATM, overdraft protection and more.
$1,000 emergency vault.
No ATM fees.
No fee remittances.
Overdraft coverage access.
From time to time, you may provide us with your Information or the information of third parties. Additionally, we collect information that you generate when using our Services. This information may be shared with third parties from time to time. For more information, please read our full Privacy Policy here.
Leap Financial Inc. is a technology services provider and administrator of the card program.
For customer service call 1-844-684-6844.
2 You may be subject to fluctuations on currency exchange rates based on the local ATM operator.
3 Depending on the ATM operator, you may still be subject to ATM fees when withdrawing cash.
