H.WAY IS NOT A BANK. BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE  CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. THE H.WAY PREPAID MASTERCARD IS ISSUED BY METROPOLITAN COMMERCIAL BANK (MEMBER FDIC) PURSUANT TO A LICENSE FROM MASTERCARD. “METROPOLITAN COMMERCIAL BANK” AND “METROPOLITAN” ARE REGISTERED TRADEMARKS OF METROPOLITAN COMMERCIAL BANK ©2014-2023. FROM TIME TO TIME, YOU MAY PROVIDE US WITH YOUR INFORMATION OR THE INFORMATION OF THIRD PARTIES. ADDITIONALLY, WE COLLECT INFORMATION THAT YOU GENERATE WHEN USING OUR SERVICES. THIS INFORMATION MAY BE SHARED WITH THIRD PARTIES FROM TIME TO TIME. FOR MORE INFORMATION, PLEASE READ OUR FULL PRIVACY POLICY HERE. LEAP FINANCIAL INC. IS A TECHNOLOGY SERVICES PROVIDER AND ADMINISTRATOR OF THE CARD PROGRAM. FOR CUSTOMER SERVICE CALL 1-844-684-6844. REGISTER YOUR CARD FOR FDIC INSURANCE ELEGIBILITY AND OTHER PROTECTIONS. YOUR FUNDS WILL BE HELD AT OR TRANSFERRED TO METROPOLITAN COMMERCIAL BANK, AN FDIC-INSURED INSTITUTION. ONCE THERE, YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET AND YOUR CARD IS REGISTERED. SEE FDIC.GOV/DEPOSIT/DEPOSITS/PREPAID.HTML FOR DETAILS. FDIC INSURANCE DOES NOT PROTECT YOUR FUNDS IN THE EVENT OF H.WAY’S FAILURE OR FROM THE RISK OF THEFT OR FRAUD. NO OVERDRAFT/CREDIT FEATURE.  FOR ANY QUESTIONS OR COMPLAINTS, CONTACT LEAPFINANCIAL INC. BY CALLING +1 844-684-6844, BY MAIL AT SOUTHWEST 28^TH TERRACE, SUITE 202, MIAMI, FL 33133, OR VISIT WWW.H-WAY.COM.   FOR GENERAL INFORMATION ABOUT PREPAID ACCOUNTS, VISIT CFPB.GOV/PREPAID.